Tips For Saving Money During DivorceDivorce is expensive, there is simply no getting around that fact. In fact, for many couples, divorce can be financially devastating as they try to meet the financial needs of two households instead of one (with virtually the same level of income). There are some ways to lessen the financial burden on you and your family. Here are a few tips for saving money during your divorce:

1. Develop a budget: While you cannot always control all of the expenses related to a divorce, you can control your other spending during this time. Cut down on unnecessary expenses, cancel services that you do not absolutely need and stay on a budget when it comes to groceries, eating out and entertainment. Put any extra money you can store away each month into an account for an emergency, or to help cover the cost of divorce.
2. Make a list of your assets and debts: Dividing up joint assets is one thing that has to be done for every divorce. So, before you even begin, you can make a detailed list of everything that you own together. This may include property, but you should also keep in mind such things as retirement accounts, stocks, bonds and educational funds. Having this list ready to go will save you time and money.
3. Stay organized: Time is money and the more you can do to keep yourself organized, the less you will have to pay others to help you. If you decide to pursue your divorce using the traditional court system then you will need to hire an attorney, who you will pay by the hour. The more organized you can be, the less hours you will need to pay them. It’s simple math. The more you can do yourself, the less you will have to hire someone else to do for you.
4. Consider mediation to settle your divorce: Mediation is dramatically less expensive than litigation and also saves you and your family a lot of time. You do not have to hire attorneys (unless you want to) and can resolve the terms of your divorce without setting foot into a courtroom. Mediation generally saves between 20-50% of the money spent on litigation.

Is Divorce Mediation Less Expensive Than Litigation?

If you choose to work with the team at AMS Mediation, you can expect to spend about $4000 total on your divorce. This is a lot of money–no question, but thousands less than you would spend if you go to court. For more information about our mediation services, call us at 952-252-1492 for a free consultation.


The safety of clients, ourselves, and colleagues is our top priority while we remain available to assist you as you navigate the new and uncharted territory caused by the coronavirus pandemic.


Offering All Services Virtually

While providing virtual ADR services was not part of our plan, we have made the necessary accommodations to ensure we can continue to serve our clients during these unsettling times. All services are currently available through virtually. We are using Zoom for videoconferencing. We suggest that you download this app to your phone or the program to your computer at


Limited In-Person Services

We have resumed limited in-person services for sessions with 1 or 2 participants scheduled for a maximum of 2 hours. Masks are required in our building and in session. Availability is subject to change based on local regulations and CDC guidelines.


Office Hours

Our office hours remain the same and we remain available by phone and email. The main office number is 952.252.1492. Gabe can be reached via email at


New Clients Welcome

We offer free 1-hour divorce consultations via Zoom. Potential PC and PTE clients are invited to schedule a free 15-minute phone call. Please call 952.252.1492 to set up an appointment. We are here to help!

Thank you for your patience and understanding as we all continue to adapt to these rapidly changing and chaotic times. Stay strong, stay resilient, and stay healthy!


Amber Serwat & Gabe Frye
ADR Professional & ADR Assistant

Divorce Mediation & Dispute Resolution Services - Amber Serwat Mediation

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